by CreditSmart Author | Sep 26, 2023 | CreditSmart Essential Reading
CreditSmart’s Deep Information Dive “Sixty-one percent (61%) of our 2023 ‘Financial Savvy’ survey respondents said they use their credit cards every month and lay awake stressed about their financial situations. A lower, 39%, confirmed they do not have a credit...
by CreditSmart Author | Aug 11, 2023 | CreditSmart Essential Reading
“Picture this: you walk into the grocery store, expecting to find some relief from rising grocery prices since inflation is purportedly decreasing, only to be met with the same or even higher price tags. It’s frustrating and bewildering, leaving you questioning why...
by CreditSmart Author | Aug 2, 2023 | CreditSmart Essential Reading
#WomensMonth2023 “With grocery prices being a continuous concern and talking point, it’s crucial for South Africans to be mindful of their spending. According to the PMBEJD Household Affordability Index, the cost of the average household food basket has increased by...
by CreditSmart Author | Jul 13, 2023 | CreditSmart Essential Reading
The South African Reserve Bank’s (SARB’s) Financial Stability Review (First Edition – May 2023) affirms that the rising interest rates, ongoing power outages, increasing costs of essential goods, and high unemployment rate (also recently highlighted by...
by CreditSmart Author | Jun 20, 2023 | CreditSmart Essential Reading
“Our South African youth is not only a group of passionate individuals and groundbreakers at heart, but they can also exemplify financial resilience, embodying the qualities of true stewards of their finances. And in the process help shape a legacy for others to...
by CreditSmart Author | May 26, 2023 | CreditSmart Essential Reading
With the recent Repo Rate hike, borrowing costs have been brought to their highest level since May 2009. We understand that this news may cause some concerns, but let’s take a moment to gain some perspective. “In difficult times, it’s important to remember that we...
