About Us & Our Mission

At CreditSmart, our mission is to dismantle the stigma around debt and credit use, empowering clients to become savvy about their financial management. We provide comprehensive tools and services to help clients transition from bad debt to good credit, ultimately achieving a debt-free status.

As an all-in-one financial services provider, we focus on improving cash flow, enhancing credit scores, and promoting healthy financial habits. Our goal is to deliver holistic financial relief and support, making us a trusted partner in your journey towards financial well-being.

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Our Values

Respect & Appreciation

We approach each other, and our clients, with respect.

Purpose Driven

God has called us to set enslaved people free from debt.

Stay Ahead

We stand out and embrace new methods/ideas in our innovative workspace.

Make an effort

We strive to effectively communicate and show kindness in every interaction encounter.

Better Together

We have empathy for each other and our clients. #Stronger Together.

Have Fun

We intentionally contribute to company culture by creating a fun environment for all.

Leave a Legacy

We build on the foundations of honesty and integrity.

Management Team

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Wikus Olivier

Managing Director

Ulrike Viljoen

Executive Coordinator, PA to MD

Anja Burger

Project and Operations Manager

Nicolene Oosthuizen

Debt Counselling Manager

Anel Smit

HR Manager

Carla Oberholzer

PR & Communications Specialist

Zuann van der Merwe

Head of Development

Our Track Record

Since 2018, over 60,000 consumers have trusted CreditSmart to turn their financial challenges into success stories. Our proven, registered financial solutions and services empower individuals to regain control, achieve lasting financial independence, and reclaim their future with confidence.
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Let Us Help You

Get A Free, No-Obligation
Debt Relief Consultation