Who we are
CreditSmart is a financial services provider focused on assisting consumers with every aspect of credit, debt and financial management.
- Help consumers get smart about their credit, debt and finances
- Help consumers get out of bad debt and into good credit or totally debt free
- Be a one-stop-shop for all things that will improve consumer cashflow, get rid of bad debt, improve credit scores, develop good credit and financial habits and bring financial relief.
- Make available all products, services and tools that will equip consumers to deal with the demand on their disposable income.
- Bust the stigma related to debt and the use of credit
Our Partners
We have partnered with companies and individuals who share our core mission and beliefs, and about whom we are confident will provide excellent service.
Latest blog posts
Debt-To-Income Ratio: The Lower the Better
A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before... read more
Credit Agreements: Your Rights and Responsibilities
It is equally important to know what your CONSUMER RIGHTS and your RESPONSIBILITIES are concerning your credit agreements… read more
Budget & Discipline Your Way to Money Mastery
By adjusting your budget accordingly and implementing the required steadfast discipline along your financial way, you can ensure yourself... read more
Savvy Money Moves for 2024
The new year is a great opportunity to start fresh in life as well as getting your financial house... read more
Related pages
CREDIT COVER
Insure your credit and debt against retrenchment, maternity leave, death, permanent or temporary disability, critical illness or ID theft.
DEBT REVIEW
Immediately improve your cash flow and lower your debt installments through our debt review process.
CREDIT REPORT
PACKAGE
You need to know how your credit profile looks if you want to effectively improve and manage your credit profile and credit facilities
DEBT COUNSELLING
Prescribed by the National Credit Act, debt counselling will ensure that your debt instalments are lowered so you can afford to pay your credit providers.
