About Us & Our Mission
At CreditSmart, our mission is to dismantle the stigma around debt and credit use, empowering clients to become savvy about their financial management. We provide comprehensive tools and services to help clients transition from bad debt to good credit, ultimately achieving a debt-free status.
As an all-in-one financial services provider, we focus on improving cash flow, enhancing credit scores, and promoting healthy financial habits. Our goal is to deliver holistic financial relief and support, making us a trusted partner in your journey towards financial well-being.
Our Values
Respect & Appreciation
We approach each other, and our clients, with respect.
Purpose Driven
God has called us to set enslaved people free from debt.
Stay Ahead
We stand out and embrace new methods/ideas in our innovative workspace.
Make an effort
We strive to effectively communicate and show kindness in every interaction encounter.
Better Together
We have empathy for each other and our clients. #Stronger Together.
Have Fun
We intentionally contribute to company culture by creating a fun environment for all.
Leave a Legacy
We build on the foundations of honesty and integrity.
Management Team
Wikus Olivier
Managing Director
Ulrike Viljoen
Executive Coordinator, PA to MD
Anja Burger
Project and Operations Manager
Nicolene Oosthuizen
Debt Counselling Manager
Anel Smit
HR Manager
Carla Oberholzer
PR & Communications Specialist
Zuann van der Merwe
Head of Development
Our Track Record
Since 2018, over 60,000 consumers have trusted CreditSmart to turn their financial challenges into success stories. Our proven, registered financial solutions and services empower individuals to regain control, achieve lasting financial independence, and reclaim their future with confidence.