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About CreditSmart

Who we are

CreditSmart is a financial services provider focused on assisting consumers with every aspect of credit, debt and financial management.

  • Help consumers get smart about their credit, debt and finances
  • Help consumers get out of bad debt and into good credit or totally debt free
  • Be a one-stop-shop for all things that will improve consumer cashflow, get rid of bad debt, improve credit scores, develop good credit and financial habits and bring financial relief.
  • Make available all products, services and tools that will equip consumers to deal with the demand on their disposable income.
  • Bust the stigma related to debt and the use of credit

Meet Our Team

A Company is only as strong as the people who work there. At CreditSmart we are proud to employ the brightest superstars in the industry.

Putting a face to the name is important to us… just to show you that you’ll be dealing with humans 😉

Wikus Olivier

Managing Director & Debt Counsellor

Our Partners

We have partnered with companies and individuals who share our core mission and beliefs, and about whom we are confident will provide excellent service.



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Latest blog posts

Debt Intervention – Part 1

What is Debt Intervention? The president has signed the controversial Credit Amendment Bill into law and thousands of consumers are wondering... read more

Debt Intervention – Part 3

Can a consumer apply for credit after debt intervention? In order to be able to apply for credit again a consumer... read more

Debt Intervention – Part 2

Debt Intervention – Re-Arrangement or Restructuring of debt The National Credit Regulator will firstly attempt to re-structure a consumer’s debt to solve... read more

Stay Out Of Debt This Valentines Day

Staying out of debt this Valentine’s Day

February, the month of love… or is it? February is the month where everyone spends crazy amounts of cash (that... read more


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