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What do our clients say

CreditSmart Testimonial - Keshni

I was scared at first, but CreditSmart made the process easy and simple. I now pay what I can afford.

Keshni, Cape Town

CreditSmart Testimonial - Simpiwe

Thanks to Debt review from CreditSmart I have regained control of my life. I’m debt free.

Simpiwe, Pretoria North

CreditSmart Testimonial - Tobie

Thanks to the CreditSmart Credit Report Package I have managed to improve my credit profile, so I can buy a house.

Tobie, Fourways

Some of the guys we’ve worked with

Debt Review: “Rather Pass” or “Perfect Fit”

Debt Review: “Rather Pass” or “Perfect Fit”

Debt Review may not be the “perfect fit” for everyone but can be THE solution for a person requiring... read more

The lower your Debt-To-Income (DTI) Ratio/Percentage (debt payments versus gross income) reflects, the better your financial position.

Debt-To-Income Ratio: The Lower the Better

A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before... read more

Consumer Rights and Responsibilities

Credit Agreements: Your Rights and Responsibilities

It is equally important to know what your CONSUMER RIGHTS and your RESPONSIBILITIES are concerning your credit agreements… read more

By adjusting your budget accordingly and implementing the required steadfast discipline along your financial way, you can ensure yourself money mastery success even when having to deal with some changes and disruptions during your journey.

Budget & Discipline Your Way to Money Mastery

By adjusting your budget accordingly and implementing the required steadfast discipline along your financial way, you can ensure yourself... read more