Corporate Solutions

Financial stress silently impacts workplace productivity and morale. At CreditSmart, we know your employees’ financial well-being drives your company’s success. Our Corporate Solutions are designed to empower and enhance their financial health, boosting overall performance.

“Investing in Corporate Solutions boosts productivity and morale by equipping employees with financial tools and stability, fostering a healthier workforce.”
Wikus Olivier, Managing Director & Debt Management Coach

Benefits of Our Corporate Solutions Programme

We empathise with the challenges your employees face, including overwhelming financial obligations, predatory lending practices, financial literacy gaps, low credit scores, salary deductions – all factors that result in low morale. Not to worry – CreditSmart is here to help.

Our Four-Quadrant Approach:

Corporate-Solution-Programme

Assess

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Understanding the financial standing and the areas that require attention.

Credit Profiles and Scores

Utilise our ThreeSixty.Me platform for an overall evaluation of an employee’s financial health.

Monthly Financial Health Reporting

Receive regular updates to track progress and address potential concerns – virtual and on-site or personal support.

Empower

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Equipping employees with knowledge, tools, and resources to make informed financial decisions. This section is all about imparting knowledge on the employee.

Active Budgeting

Available approved budgeting templates and tools.

Financial Advice and Coaching

Personalised guidance for fostering financial literacy.

Value-Added Insurance Products

Essential knowledge on various insurance products for comprehensive protection.

Access to Affordable Financing

Simplistic breakdowns to ensure sound understanding of available credit facilities, tailored to employees’ needs.

Restore

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Rectify past financial missteps and rebuild a solid financial foundation by executing on relevant solutions that bring restoration.

Instalment Consolidation (Debt Counselling)

Navigate complex debts via manageable solutions.

Judgement Removals

Effectively enhance credit scores and improve credit profile standing.

Recissions of Garnishee

Revert past judgments to cleanse financial records.

Prescribed Debt

Prevent past mistakes from haunting the present – help with In-Duplum accounts and debt reduction.

Support

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Continuous backing to sustain and enhance employee’s financial health and establish good financial habits.

Credit Life Insurance

Protection against debt for family members.

Short-Term Insurance

Safeguard against unforeseen financial events.

Financial Goals

Set and achieve financial aspirations.

Savings

Build wealth and reach financial goals.

Continued Education

Ongoing support and empowerment for the journey to financial wellness.
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Financial Wellness Programme Rollout Strategy and Pricing Structure

Our programmes and targeted strategy are customised to meet the unique needs and requests of you, the employer, and your employees, ensuring a tailored approach that delivers sustainable results (this includes short-term, medium-term and long-term consultation, support and service offerings).

To learn more, Contact Us at ulrike@creditsmart.co.za TODAY for a FREE quote and consultation session on redefining financial wellness needs for your employees per organisational requirement.