Credit cards vs Buy Now, Pay Later: which one is ruining your finances?

by CreditSmart Author | Mar 10, 2025 | In The Media - Online

Explore the financial implications of choosing between credit cards and Buy Now, Pay Later options as consumers face increasing financial pressure. Wikus Olivier, debt expert, shares handy insights. Read Full...

Die belangrikheid van jou krediettelling

by CreditSmart Author | Mar 10, 2025 | In The Media - Radio, In The Media – Podcast

Almal is geregtig op ’n gratis kredietverslag, wat wys hoeveel rente jy op verskillende kredietooreenkomste betaal en jou in staat stel om jou krediettelling met die gemiddelde telling van kredietaktiewe Suid-Afrikaners te vergelyk. Jody Hendricks praat met Wikus...

Knowing your debt-to-income ratio is essential for good money management

by CreditSmart Author | Mar 10, 2025 | In The Media - Online

According to Wikus Olivier, managing director here at CreditSmart Financial Services, your debt-to-income ratio is the financial metric that compares your monthly debt payments to your income amount before deductions. This ratio and calculation is essential for good,...

Rights and Responsibilities when it comes to credit

by CreditSmart Author | Mar 10, 2025 | In The Media - Radio

Carla Oberholzer, PR and Communications Specialist, joins Africa Melane from Primedia (Cape Talk & 702) to speak on consumer rights and responsibilities when it comes to credit and financial wellness. This as we observe Consumer Rights Awareness Month (March)....

Savvy money moves to start building financial safety net

by CreditSmart Author | Mar 10, 2025 | In The Media - Online

Debt expert, Wikus Olivier says a new year is a great opportunity to start fresh in life as well as getting your financial house in order. Embrace the opportunity to kickstart your new year as your best financial year yet by implementing simplistic, impactful, savvy...