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In the meantime, below you can read our latest valuable articles.
Withstand Financial Challenges & Make Your Money Count
To reach important financial goals, consider one of two strategies to help build financial resilience: increase your income or reduce current debt.
Hidden Costs of Ignoring Your Debt: Early Action Matters
Don’t ignore your debt in South Africa! Discover the hidden costs of inaction – from credit score damage to legal trouble. Learn why early action with CreditSmart matters.
![Consumer Rights & Responsibilities [March Reminder]](https://www.creditsmart.co.za/wp-content/uploads/2025/03/CS_Social-Media_MAR-Li-Week-4_1.jpg)
Consumer Rights & Responsibilities [March Reminder]
Consumer rights are part of your broader human rights – but knowing them isn’t enough. You must also use credit responsibly to secure your financial future…
Credit cards vs Buy Now, Pay Later: which one is ruining your finances?
Explore the financial implications of choosing between credit cards and Buy Now, Pay Later options as consumers face increasing financial pressure. Wikus Olivier, debt expert, shares handy insights.
Die belangrikheid van jou krediettelling
Almal is geregtig op ’n gratis kredietverslag, wat wys hoeveel rente jy op verskillende kredietooreenkomste betaal en jou in staat stel om jou krediettelling met die gemiddelde telling van kredietaktiewe Suid-Afrikaners te vergelyk. Jody Hendricks praat met Wikus...
Knowing your debt-to-income ratio is essential for good money management
According to Wikus Olivier, managing director here at CreditSmart Financial Services, your debt-to-income ratio is the financial metric that compares your monthly debt payments to your income amount before deductions. This ratio and calculation is essential for good,...
Rights and Responsibilities when it comes to credit
Carla Oberholzer, PR and Communications Specialist, joins Africa Melane from Primedia (Cape Talk & 702) to speak on consumer rights and responsibilities when it comes to credit and financial wellness. This as we observe Consumer Rights Awareness Month (March).