by CreditSmart Author | Aug 19, 2024 | Essential Reading
Women’s Month 2024 “This Women’s Month, I want to encourage my fellow South African ladies to make their finances count. While we may not be able to control external economic factors or financial disruptions, how we proactively prepare for and handle unexpected...
by CreditSmart Author | Jul 12, 2024 | Essential Reading
“In a world where misinformation spreads like wildfire, it’s essential to separate fact from fiction, especially when it comes to financial solutions. Debt review, or debt counselling, is a lifeline for many South Africans struggling with debt. However, numerous myths...
by Wikus Olivier | Jun 24, 2024 | Essential Reading
What feelings or emotions do you experience when you think about money? Does money evoke a sense of security, freedom, or perhaps anxiety and stress? It sure holds immense power in our lives, impacting our choices, decisions, and even our sense of...
by CreditSmart Author | May 22, 2024 | Essential Reading
“There are conflicting opinions surrounding Debt Review, also known as Debt Counselling. And I want to make it clear: Debt Review isn’t for everyone. But, while some may give Debt Review the immediate thumbs-down due to not fully understanding the ins and outs of the...
by CreditSmart Author | Apr 16, 2024 | Essential Reading
“A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before deductions. It can show how much pressure your debt adds to your monthly budget, and it is a handy calculation for credit providers to make...
by CreditSmart Author | Mar 18, 2024 | Articles, Essential Reading
– Consumer Rights Awareness Month – March is, not only, your human rights reminder, but also, serves as a dedicated consumer-related awareness and educational period as highlighted by the National Credit Regulator (NCR), the Credit Ombud, and various organisations....
