by Wikus Olivier | Aug 11, 2025 | Articles, CreditSmart Essential Reading, Debt Review Removals
For many South Africans, debt review (also known as debt counselling or instalment consolidation) has been a crucial tool for managing overwhelming debt under the National Credit Act (NCA) no. 34 of 2005. This process, facilitated by a registered debt counsellor,...
by Wikus Olivier | Jun 24, 2024 | Essential Reading
What feelings or emotions do you experience when you think about money? Does money evoke a sense of security, freedom, or perhaps anxiety and stress? It sure holds immense power in our lives, impacting our choices, decisions, and even our sense of...