by CreditSmart Author | May 22, 2024 | Essential Reading
“There are conflicting opinions surrounding Debt Review, also known as Debt Counselling. And I want to make it clear: Debt Review isn’t for everyone. But, while some may give Debt Review the immediate thumbs-down due to not fully understanding the ins and outs of the...
by CreditSmart Author | Apr 16, 2024 | Essential Reading
“A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before deductions. It can show how much pressure your debt adds to your monthly budget, and it is a handy calculation for credit providers to make...
by CreditSmart Author | Mar 18, 2024 | Articles, Essential Reading
– Consumer Rights Awareness Month – March is, not only, your human rights reminder, but also, serves as a dedicated consumer-related awareness and educational period as highlighted by the National Credit Regulator (NCR), the Credit Ombud, and various organisations....
by CreditSmart Author | Feb 12, 2024 | Articles, Essential Reading
As you and your fellow South Africans await the upcoming budget speech announcements to be made by Finance Minister, Mr Enoch Godongwana, we urge you to be proactive when it comes to your financial situation and approach. By adjusting your budget accordingly and...
by CreditSmart Author | Jan 16, 2024 | CreditSmart Essential Reading
The new year is a great opportunity to start fresh in life as well as getting your financial house in order. Making smart, savvy money moves (and decisions) early in your financial timeline is an important step to start ticking off your financial goals as well as...
