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Personal Loan Calculator
Use our calculator to estimate your personal loan repayment with NCA-compliant fees.
See for how much I qualify
Loan Details
R
Current Prime Rate: 10.25% (as of January 2026)
%
Affordability Details
R
Current Prime Rate: 10.25% (as of January 2026)
%
NCA Fees (Personal Loan)
Fees Applicable in terms of the National Credit Act (NCA):
- Initiation Fee: R165 + 10% of amount over R1,000 (Max: R1,050)
- Monthly Service Fee: R60 per month (Max allowed by NCA)
- These fees are regulated by the National Credit Regulator
Your Loan Summary
Initiation Fee
R 0.00
Total Service Fees
R 0.00
Total Interest Paid
R 0.00
Total Fees & Interest
R 0.00
Monthly Installment
R 0.00
Total Loan Repayment
R 0.00
You Qualify For
R 0.00
Monthly Installment
R 0.00
Loan Term
0 months
Interest Rate
0.00%
Initiation Fee
R 0.00
Total Service Fees
R 0.00
Total Interest Paid
R 0.00
Total Loan Repayment
R 0.00