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Vehicle Loan Finance Calculator
Use our calculator to estimate your vehicle finance with NCA-compliant fees.
See for how much I qualify
Vehicle Finance Details
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Optional - reduces the loan amount required
R
Current Prime Rate: 10.25% (as of January 2026)
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Payment Holiday (Optional)
Apply Payment Holiday
Affordability Details
R
Optional - increases your purchasing power
R
Current Prime Rate: 10.25% (as of January 2026)
%
NCA Fees (Vehicle Finance)
Fees Applicable in terms of the National Credit Act (NCA):
- Initiation Fee: R165 + 10% of amount over R1,000 (Max: R1,050)
- Monthly Service Fee: R60 per month (Max allowed by NCA)
- Vehicle finance is classified as an instalment agreement under the NCA
- These fees are regulated by the National Credit Regulator
Your Vehicle Finance Summary
Deposit Paid
R 0.00
Loan Amount
R 0.00
Initiation Fee
R 0.00
Total Service Fees
R 0.00
Total Interest Paid
R 0.00
Total Fees & Interest
R 0.00
Monthly Installment
R 0.00
Total Amount Payable
R 0.00
Maximum Vehicle Price
R 0.00
Deposit
R 0.00
Loan Amount
R 0.00
Monthly Installment
R 0.00
Loan Term
0 months
Interest Rate
0.00%
Initiation Fee
R 0.00
Total Service Fees
R 0.00
Total Interest Paid
R 0.00
Total Amount Payable
R 0.00