by Carla Oberholzer | May 20, 2025 | Articles, CreditSmart Essential Reading
1. The Crushing Weight on Your Credit Score One of the most significant, yet often underestimated, hidden costs of ignoring your debt in South Africa is the profound damage it inflicts on your credit score. When you miss payments, default on loans, or face judgments,...
by admin | Jun 5, 2018 | CreditSmart Essential Reading
Recent studies have shown that only one out of every three individuals prepare a detailed written or computerized budget on a monthly basis. Even fewer individuals prepare a detailed long term financial plan. ‘’Why go through the hassle of drawing up a household or...
