by CreditSmart Author | Jan 10, 2025 | Articles, CreditSmart Essential Reading
“As the calendar flips to 2025, it’s time to rethink how you handle your money. Let’s focus on simplicity, clarity, and some go-to steps to achieve financial health and peace of mind this year. Small, consistent actions can help build a strong foundation for long-term...
by CreditSmart Author | Nov 25, 2024 | CreditSmart Essential Reading
“It’s the most wonderful time of the year”, as the festive jingle goes, painting a joyous picture of celebrations and togetherness. However, the end of the year also brings silly spending temptations. From BIG ‘sales’ to ‘buy now, pay later’ offers, it’s all too easy...
by admin | Jul 3, 2018 | Essential Reading
Managing your finances alone is only one of the hardships as a single mother. The huge responsibility that rest on you as a single mother often leads to stress, anxiety and definitely feelings of depression or hopelessness. *According to Statistics South Africa, 45.6%...
by admin | Jun 5, 2018 | CreditSmart Essential Reading
Recent studies have shown that only one out of every three individuals prepare a detailed written or computerized budget on a monthly basis. Even fewer individuals prepare a detailed long term financial plan. ‘’Why go through the hassle of drawing up a household or...