When we considered our service offering we wanted a solution for
every consumer in the credit-to-debt life cycle.
CreditSmart has put together the smartest bunch of debt remedies and
solutions that is sure to bring relief and turn your bad debt into good
credit or help you to become debt free.
The CreditCover policy covers all your credit and debt accounts under one policy.
Easy to manage, easy to claim, super afforbdable with the best benefits structure in the industry
Get out of debt the CreditSmart way!
Having to pay multiple credit providers and keeping track of how much to pay each one can be daunting. The solution lies in combining or consolidating all your instalments into one single debt repayment instalment. it will make life so much easier
Debt mediation is a process that is intended to help consumers who are experiencing a cash flow problem that might only last a few months. the solution would be an alternative arrangement affordable to the consumer and acceptable to the creditor is made on the consumer’s behalf.
In certain cases, voluntary sequestration might be the best and sometimes only option left to sort out you debt. the effect of a voluntaty sequestration is like pressing a “reset” button on you debt. You literally start over.
What do our clients say
Thanks to Debt review from CreditSmart I have regained control of my life. I’m debt free.
Simpiwe, Pretoria North
I’m able to use my credit facilities much wiser, not having to pay unnecessary fees and interest…thanks to CreditSmart.
Henry, Nelson Mandela Bay
I was scared at first, but CreditSmart made the process easy and simple. I now pay what I can afford.
Keshni, Cape Town