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The lower your Debt-To-Income (DTI) Ratio/Percentage (debt payments versus gross income) reflects, the better your financial position.

Debt-To-Income Ratio: The Lower the Better

A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before... read more

Consumer Rights and Responsibilities

Credit Agreements: Your Rights and Responsibilities

It is equally important to know what your CONSUMER RIGHTS and your RESPONSIBILITIES are concerning your credit agreements… read more

By adjusting your budget accordingly and implementing the required steadfast discipline along your financial way, you can ensure yourself money mastery success even when having to deal with some changes and disruptions during your journey.

Budget & Discipline Your Way to Money Mastery

By adjusting your budget accordingly and implementing the required steadfast discipline along your financial way, you can ensure yourself... read more

Savvy Money Moves 2024

Savvy Money Moves for 2024

The new year is a great opportunity to start fresh in life as well as getting your financial house... read more


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