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Wikus Olivier - Expert Opinion & Insights - Relationship with Money (Youth Month)

Something to Chew On: Your Relationship with Money…

Youth Month What feelings or emotions do you experience when you think about money? Does money evoke a sense of... read more

Debt Review: “Rather Pass” or “Perfect Fit”

Debt Review: “Rather Pass” or “Perfect Fit”

Debt Review may not be the “perfect fit” for everyone but can be THE solution for a person requiring... read more

The lower your Debt-To-Income (DTI) Ratio/Percentage (debt payments versus gross income) reflects, the better your financial position.

Debt-To-Income Ratio: The Lower the Better

A Debt-To-Income (DTI) Ratio is the financial metric that compares your monthly debt payments to your income amount before... read more

Consumer Rights and Responsibilities

Credit Agreements: Your Rights and Responsibilities

It is equally important to know what your CONSUMER RIGHTS and your RESPONSIBILITIES are concerning your credit agreements… read more


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