Debt Won’t Fix Itself.
Take Action Before It’s Too Late!
Ignoring your debt only makes things worse.
Let’s turn this around – TODAY.
See If You Qualify
In 60 Seconds
Free & no obligation — 3 quick questions
Leave your details and a friendly CreditSmart advisor will call you back for your FREE, no-obligation consultation.
Based on your answers, our NCR-approved Debt Management plan isn't the best fit right now. But we can still help you stay on top of your credit — for free.
Get Your Free Credit Report →Powered by ThreeSixty.me — a CreditSmart service. Monitor your credit score, spot errors, and get tips to improve your profile.
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Are you behind on payments?
- We protect you from any legal action from your creditors.
- We help you avoid long-term damage to your credit profile & score.
- We keep your house, car and belongings safe.
- We help reduce the stress and anxiety that comes with financial pressure.
There’s ALWAYS a Way Forward.
Thousands of South Africans have lowered their monthly payments – and started breathing again.
Start with a FREE, no-obligation assessment from our expert team.
It takes less than 60 seconds to get started.
What Our Clients Say
I would like to thank Miss Lerato Motau for the explanation and excellent customer service in helping me with my financial issues. She has guided me, suggested what my plan was and what I can afford, sent me the Debt Review application forms to fill in, and guided me, explaining everything that your company does and what you offer.
Nomaswazi
Hi… You guys are a great team of professional (Debt Review) advisors. The consultant I spoke with was very helpful and great service is very rare, I would like to say thank you so much for the advice and hope you guys keep on doing this to everyone .. YOU’re Awesome!
Nosiphiwo
Lerato Motau, from CreditSmart, is an exceptionally professional individual. She not only understands debt, but she also understands people. She is quick to respond to enquiries and goes the extra mile when required. Debt Review – a difficult process for customers made a little easier when staff of this calibre are helping us. Excellent!
Storm
I was assisted by David Chanza. A very helpful and patient gentleman who took his time to get me an accurate quotation and to explain what the (Debt Review) process would entail.
Pearl
You had me bursting out in tears when my clearance email came through… THANKS BE TO GOD. Dealing with CreditSmart has been a true blessing and walking this Debt Review journey with CreditSmart has been the best decision I have ever made. Thank you for treating me with so much respect and dignity.
Sheila
The Benefits of Debt Management with Creditsmart (NCR-Approved):
- One single and affordable instalment.
- Calculated instalment on how much you can afford.
- Consolidation happens without additional loans or debt.
- Credit providers cannot take legal action against you.
- Interest rates are reduced, helping you to get out of debt faster.
- Credit Profile can slowly but surely be rebuilt after the process.
- You get dedicated Debt Advisors who will be there for you all the way.
