Credit Report Package

A smart guy once said, “if you can’t measure it, you can’t improve it”. The Credit Report is probably the most important tool at your disposal when wanting to take control of your debt and credit.

Did you know: You need a good credit profile score if you want to finance things like a house or a car.

The CreditSmart Credit Report will show you what is going on in your credit and debt life and enable you to manage your credit and debt more effectively.

CreditSmart offers you a monthly credit report, combined with some very smart interpretations of your situation and free tips on how to improve your credit profile. We’ll monitor and guide you as time goes by to ensure that you get to where you want to go with your credit profile.

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Take control of your credit, the CreditSmart way!

An expert debt advisor will give you a Free call back and also give you a Free Credit Report with a free Debt Assessment.Submit your detail now to speak to an Expert Debt Advisor

For R50 per month you get:

A Monthly Credit Report sent to your inbox or available for download
Free Analysis and Interpretation of your Credit Profile and Credit Score by one of our expert Debt Advisors
Free Tips & Tricks to improve your credit profile score
Waiver up to 100% of application fees when subscribing to any of our other services. T&C Apply.

Still wondering about our credit report package?

We have answered some general questions.

What is a credit report?

A credit report is a visual representation of your credit profile which is a record of how you have paid your debt obligations over the past 24 months.

Why is a credit report important?

Knowing what your credit profile looks like will improve how you manage your credit facilities and debt.

Why is a credit profile important when applying for credit?

If you have a poor credit profile score your application for credit will most likely be rejected. The rejection is also recorded on your credit
profile and reduces the score even further.

What does the law say about my credit profile?

You have the right to one free credit report per year as kindly provided for in the National Credit Act. If you have a poor credit record and you gain access
to further debt it can be considered reckless.

CREDIT COVER

Insure your credit and debt against retrenchment, maternity leave, death, permanent or temporary disability, critical illness or ID theft.

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DEBT REVIEW

Immediately improve your cash flow and lower your debt installments through our debt review process.

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CREDIT REVIEW &
COACHING

Get an in-depth review and analysis of your credit profile, credit facilities, cash flow and budget. Restore your credit profile, set financial goals and take control of your credit facilities.

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DEBT COUNSELLING

Prescribed by the National Credit Act, debt counselling will ensure that your debt instalments are lowered so you can afford to pay your credit providers.

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Credit Report Package